25+ Years
Serving San Jose families
Fiduciary Firm
Your best interest, always
Full Transparency
No hidden fees or commissions
South Bay Local
San Jose, CA 95131
About True North Advisors
Financial Planning Built for California Life
San Jose and Silicon Valley present a unique financial landscape. High incomes, equity compensation, elevated cost of living, and complex tax situations demand a financial advisor who truly understands the Bay area, not a national firm applying a one-size-fits-all approach.
At True North Advisors, we're rooted in San Jose. We understand the challenges facing tech professionals, engineers, small business owners, and retirees throughout Santa Clara County: taxes, Bay Area housing, California-specific retirement income strategies, and building a retirement plan in one of the most expensive regions in the country.
We’re focused on the future you want and taking the necessary steps to get there.
Our San Jose Service Area
We also serve clients throughout Santa Clara County and neighboring communities
- San Jose
- Santa Clara
- Milpitas
- Campbell
- Cupertino
- Sunnyvale
- Los Gatos
- Mountain View
- Saratoga
- Los Altos
- Los Altos Hills
- Willow Glen
- Almaden Valley
- Evergreen
Financial Services in San Jose, CA
Comprehensive Retirement & Financial Planning for South Bay Families
As your fiduciary financial advisors in San Jose, we provide a complete range of planning services tailored to life in Silicon Valley.
Retirement Planning in San Jose
Build a precise retirement income plan designed around your savings, 401(k), Social Security benefits, and California-specific tax considerations. We help you determine exactly when and how you can retire with confidence.
Tax Strategies for Silicon Valley Professionals
San Jose's tech workforce faces unique tax challenges: RSUs, stock options, California state income tax, and high capital gains exposure. We develop focused strategies including Roth conversions, RMD planning, and lifetime tax minimization.
Insurance & Income Strategies
Protect what you've built in the Bay Area. We manage risk through clear protection and income planning using the right mix of life, liability, and personal insurance — ensuring you never outlive your income in retirement.
Wealth Management & Lifestyle Planning
In one of the most expensive regions in the country, aligning your finances with the lifestyle you want requires strategic planning. We analyze spending, priorities, Bay Area housing decisions, and long-term goals to keep your wealth growing.
Small Business & 401(k) Planning
San Jose's vibrant small business community deserves expert 401(k) plan management. We help South Bay business owners strengthen company retirement plans and help their employees build stronger financial futures.
Second Opinion & Retirement Readiness Review
Already working with a financial advisor? We offer objective, no-obligation second opinions for San Jose residents. We'll evaluate your current strategy for risk, costs, tax efficiency, and alignment with your retirement goals.
Why it Matters
Why Choose a Fiduciary Financial Advisor in San Jose?
Not all financial advisors in San Jose operate under the same legal standard.
As a licensed fiduciary firm, True North Advisors is legally and ethically bound to place your financial interests above our own.
That means:
- No recommending products because they pay us more
- Full disclosure of all fees and compensation
- Objective advice, even when it's not the easiest answer
- Planning your complete financial picture, not just investments
When searching for a financial advisor in San Jose, CA, always verify their fiduciary status, how they're compensated, and whether they specialize in retirement planning for South Bay families.
How it Works
Getting Started with San Jose's Trusted Financial Planning Team
A transparent process, so you know exactly what to expect when you reach out.
1
Conversation
We take the time to understand your life, your goals, and what you want your future to look like.
2
Planning
Using your priorities as the guide, we create a detailed financial and investment plan, exploring multiple scenarios to help you make informed decisions.
3
Ongoing Relationship
We put your plan into action and continuously adjust as your life and priorities change, keeping your retirement on track.
Turn "Do we have enough?" into "We know exactly where we stand." Schedule your complimentary retirement review with True North Advisors today, no obligation, no pressure.
📍 1580 Oakland Road, Suite C114 · San Jose, CA 95131 · Serving the South Bay & across the nation.
