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    Financial Planning That Puts Your Life Goals First.

    Over 25 years of helping people live the retirement they've always imagined

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Blog

Ryan Yee | Oct 19, 2026

Roth IRA vs. Traditional IRA in Retirement: How to Choose and When to Use Each

Roth IRA
Traditional IRA
Retirement Income Planning
Tax Planning
IRMAA
Social Security Taxation
Roth Conversions
RMDs
Financial Planning San Jose
Silicon Valley Retirement
California Retirement Tax
True North Advisors

The difference between a Roth IRA and a Traditional IRA is one of the most frequently explained concepts in personal finance. Contributions to a Traditional IRA

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Damon Yee | Oct 12, 2026

RSUs, Stock Options, and Your Financial Plan: A Guide for Silicon Valley Tech Employees

RSU tax planning Bay Area
stock options financial advisor San Jose
ISO AMT planning Silicon Valley
financial advisor equity compensation San Jose

If you work at a tech company in the Bay Area, there is a strong chance that equity compensation represents one of the largest and most complex pieces of your

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Paul Rubel | Sep 21, 2026

Staying in California vs. Moving in Retirement: A Financial Guide for Bay Area Retirees

California Retirement
Retirement Relocation
Proposition 13
Proposition 19
California Income Tax
Retirement Planning
Bay Area Retirement
Silicon Valley Retirement
Financial Planning San Jose

If you've spent your career in San Jose, Sunnyvale, Cupertino, or anywhere throughout Silicon Valley, you've probably had the conversation at least once. Should

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Damon Yee | Sep 16, 2026

How to Build a Retirement Income Plan That Actually Lasts

Retirement Income Planning
Retirement Planning
RMDs
Withdrawal Strategy
Sequence of Returns Risk
Financial Planning San Jose
Silicon Valley Retirement
True North Advisors

Most people spend their entire working lives focused on one financial goal: save as much as possible. It's the right instinct. But when retirement arrives, the

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Ryan Yee | Sep 2, 2026

Medicare Made Simple: What You Need to Know Before You Turn 65

Medicare
IRMAA
Medicare Advantage
Medigap
Medicare Enrollment
Healthcare in Retirement
Retirement Planning
Financial Planning San Jose
Silicon Valley Retirement
True North Advisors

Medicare is one of those topics that most people intend to figure out before they retire and then find themselves scrambling to understand as 65 approaches. The

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Damon Yee | Aug 24, 2026

Retirement in Silicon Valley: Is Your Lifestyle Ready?

Retirement

Retirement planning advice online tends to assume a national average: average cost of living, average home value, average income. If you live and work in

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Paul Rubel | Aug 15, 2026

Mid-Year Retirement Checkup: Is Your Plan Still on Track?

We're halfway through the year. Markets have moved, tax rules have shifted, and life has probably thrown a few curveballs your way. A retirement plan built in

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Ryan Yee | Jul 13, 2026

RSUs and Retirement: Best Practices for Tech Employees in the Bay Area

Wondering what to do with your RSUs before retirement? Learn diversification, tax-smart strategies, and retirement planning tips for Bay Area tech professionals
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Damon Yee | Jun 15, 2026

How to talk about your estate plan

Retirement
Estate Planning
An estate plan isn't just about documents, it's about communication. The conversations you have today can spare your family confusion, conflict, and uncertainty
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Damon Yee | Jun 3, 2026

Is Your Old 401(k) Working Against You?

Retirement
A forgotten 401(k) may be costing you more than you realize. Hidden fees, outdated investments, and lost visibility can quietly impact your retirement plan
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Ryan Yee | Jun 3, 2026

Should you consider an annuity?

Retirement
"What if my money runs out before I do?" It's one of the most common retirement questions, and one of the most important. Annuities can offer guaranteed
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forest trees transitioning through the seasons
Paul Rubel | May 30, 2026

A More Flexible Way to Think About Retirement

Retirement
Finance
Lifestyle
Risk Management

Many retirement plans are built on a quiet assumption: that spending stays roughly the same from year one to year thirty.

It sounds reasonable. But research

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Email: Team@truenorthadvisors.net

 

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San Jose CA 95131

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitationfor the purchase or sale of any security.

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